EndSession

Request

<?xml version="1.0" encoding="UTF-8"?>
<soap:Envelope xmlns:soap="http://www.w3.org/2003/05/soap-envelope" xmlns:v2="http://www.wolterskluwerfs.com/2014/05/DocServices/V2">
   <soap:Header/>
   <soap:Body>
      <v2:EndSession>
         <!--Optional:-->
         <!--type: string-->
         <v2:sessionId>c92e3e6e-77de-4fb7-aa49-e32034c0bc30</v2:sessionId>
      </v2:EndSession>
   </soap:Body>
</soap:Envelope>

Response

<?xml version="1.0" encoding="UTF-8"?>
<s:Envelope xmlns:s="http://www.w3.org/2003/05/soap-envelope" xmlns:a="http://www.w3.org/2005/08/addressing" xmlns:u="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-wssecurity-utility-1.0.xsd">
   <s:Header>
      <a:Action s:mustUnderstand="1">http://www.wolterskluwerfs.com/2014/05/DocServices/V2/ISecuritySessionService/EndSessionResponse</a:Action>
      <o:Security s:mustUnderstand="1" xmlns:o="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-wssecurity-secext-1.0.xsd">
         <u:Timestamp u:Id="_0">
            <u:Created>2017-01-10T22:11:00.769Z</u:Created>
            <u:Expires>2017-01-10T22:16:00.769Z</u:Expires>
         </u:Timestamp>
      </o:Security>
   </s:Header>
   <s:Body>
      <EndSessionResponse xmlns="http://www.wolterskluwerfs.com/2014/05/DocServices/V2">
         <EndSessionResult xmlns:b="http://schemas.datacontract.org/2004/07/WoltersKluwerFS.Osprey.DocViewerInterface.Contracts.Data" xmlns:i="http://www.w3.org/2001/XMLSchema-instance">
            <b:Documents xmlns:c="http://www.wolterskluwerfs.com/Osprey/DocViewerInterface"/>
            <b:Error i:nil="true"/>
            <b:ErrorId i:nil="true"/>
            <b:SelectedPackage i:nil="true" xmlns:c="http://www.wolterskluwerfs.com/Osprey/DocViewerInterface"/>
            <b:Status>Complete</b:Status>
            <b:Txn><![CDATA[[<?xml version="1.0" encoding="utf-16"?><Txn xmlns="http://schemas.bankerssystems.com/2004/ExpereTxn">
               <Deposit>
                  <Accounts>
                     <Account index="1">
                        <AccountAgreementID>1</AccountAgreementID>
                        <AccountIdentifier>33220008</AccountIdentifier>
                        <AccountPurposeType>1</AccountPurposeType>
                        <AccountTitle>Mary E. Smith or William J. Smith</AccountTitle>
                        <AccountType>1</AccountType>
                        <CheckWritingCapabilitiesInd>1</CheckWritingCapabilitiesInd>
                        <DisclosureCommonFeaturesInd>1</DisclosureCommonFeaturesInd>
                        <DisclosureElectronicFundsTransferInd>1</DisclosureElectronicFundsTransferInd>
                        <DisclosureFundsAvailabilityInd>1</DisclosureFundsAvailabilityInd>
                        <DisclosurePrivacyInd>1</DisclosurePrivacyInd>
                        <DisclosureSubstituteChecksInd>1</DisclosureSubstituteChecksInd>
                        <DisclosureTermsAndConditionsInd>1</DisclosureTermsAndConditionsInd>
                        <DisclosureTruthInSavingsInd>1</DisclosureTruthInSavingsInd>
                        <DisclosureType>1</DisclosureType>
                        <EarningsType>2</EarningsType>
                        <Holders>
                           <Holder index="1">
                              <AccountAddressInd>1</AccountAddressInd>
                              <BirthDate>19530403</BirthDate>
                              <EmailAddress>mary34456@aol.com</EmailAddress>
                              <EmployerCity>St Louis</EmployerCity>
                              <EmployerName>Kohl's,</EmployerName>
                              <EmployerState>MO</EmployerState>
                              <FirstName>Mary</FirstName>
                              <IdentificationItems>
                                 <IdentificationItem index="1">
                                    <IdentificationExpirationDate>20080403</IdentificationExpirationDate>
                                    <IdentificationIssuedDate>20010325</IdentificationIssuedDate>
                                    <IdentificationType>1</IdentificationType>
                                    <Identifier>B00205</Identifier>
                                    <IssuedByType>MO</IssuedByType>
                                 </IdentificationItem>
                              </IdentificationItems>
                              <LastName>Smith</LastName>
                              <MailingAddressCity>St Louis</MailingAddressCity>
                              <MailingAddressDifferentInd>0</MailingAddressDifferentInd>
                              <MailingAddressPostalCode>63106</MailingAddressPostalCode>
                              <MailingAddressState>MO</MailingAddressState>
                              <MailingStreetAddress>345 Elm St</MailingStreetAddress>
                              <MiddleName>Ellen</MiddleName>
                              <PartyType>1</PartyType>
                              <PermanentAddressCity>St. Louis</PermanentAddressCity>
                              <PermanentAddressPostalCode>63106</PermanentAddressPostalCode>
                              <PermanentAddressState>MO</PermanentAddressState>
                              <PermanentStreetAddress>345 Elm St</PermanentStreetAddress>
                              <PersonalAgentInd>0</PersonalAgentInd>
                              <Phones>
                                 <Phone index="1">
                                    <Desc>Home</Desc>
                                    <PhoneNumber>314-334-6612</PhoneNumber>
                                 </Phone>
                                 <Phone index="2">
                                    <Desc>Work</Desc>
                                    <PhoneNumber>417-670-1213</PhoneNumber>
                                 </Phone>
                                 <Phone index="3">
                                    <Desc>Cellular Phone</Desc>
                                    <PhoneNumber>573-670-8899</PhoneNumber>
                                 </Phone>
                              </Phones>
                              <PowerOfAttorneyAgents>
                                 <Agent index="1">
                                    <FirstName>Amy</FirstName>
                                    <LastName>Hansen</LastName>
                                    <MiddleName>Lynn</MiddleName>
                                    <FormPowerOfAttorneyInd>1</FormPowerOfAttorneyInd>
                                    <PowerOfAttorneyAgreementID>POA Ag ID</PowerOfAttorneyAgreementID>
                                    <AgentID>Agent1</AgentID>
                                    <PermanentAddressCity>St. Louis</PermanentAddressCity>
                                    <PermanentAddressPostalCode>63015</PermanentAddressPostalCode>
                                    <PermanentAddressState>MO</PermanentAddressState>
                                    <PermanentStreetAddress>3910 Washington Blvd.</PermanentStreetAddress>
                                    <Phones>
                                       <Phone index="1">
                                          <Desc>Home</Desc>
                                          <PhoneNumber>314-223-1212</PhoneNumber>
                                       </Phone>
                                    </Phones>
                                    <IdentificationItems>
                                       <IdentificationItem index="1">
                                          <IdentificationExpirationDate>20110415</IdentificationExpirationDate>
                                          <IdentificationType>1</IdentificationType>
                                          <IdentificationIssuedDate>20070430</IdentificationIssuedDate>
                                          <IssuedByType>MO</IssuedByType>
                                          <Identifier>H-32312445</Identifier>
                                       </IdentificationItem>
                                    </IdentificationItems>
                                    <BirthDate>19700508</BirthDate>
                                    <SSN>125-95-7885</SSN>
                                    <RelationshipDesc>Attorney in Fact</RelationshipDesc>
                                    <AlternateSignatureDesc>Attorney in Fact</AlternateSignatureDesc>
                                 </Agent>
                              </PowerOfAttorneyAgents>
                              <PreviousFinancialInstitutionDesc>US Bank</PreviousFinancialInstitutionDesc>
                              <RelationshipDesc>Owner</RelationshipDesc>
                              <SSN>134-56-7889</SSN>
                              <EmployerPostalCode>63106</EmployerPostalCode>
                              <BackupWithholdingTaxIdentifierCorrectInd>1</BackupWithholdingTaxIdentifierCorrectInd>
                              <BackupWithholdingTaxPayerIdentificationNumberInd>1</BackupWithholdingTaxPayerIdentificationNumberInd>
                              <ID>1</ID>
                              <CardTransactionLimitationAmount>1000</CardTransactionLimitationAmount>
                              <CardTransactionLimitationFrequencyDesc>per 24 hours</CardTransactionLimitationFrequencyDesc>
                              <CardTransactionLimitationTypeDesc>Debit (ATM, point of sale)</CardTransactionLimitationTypeDesc>
                              <BackupWithholdingNotApplicableInd>1</BackupWithholdingNotApplicableInd>
                              <FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionCity>St. Louis</FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionCity>
                              <FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionName>First Missouri Bank, N.A.</FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionName>
                              <FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionPhoneNumber>314-240-4123</FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionPhoneNumber>
                              <FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionRoutingNumber>081021971</FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionRoutingNumber>
                              <FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionState>MO</FormAutomaticDepositToMultipleAccountsAccount2CreditedInstitutionState>
                              <FormAutomaticDepositToMultipleAccountsAccount2Identifier>80001235</FormAutomaticDepositToMultipleAccountsAccount2Identifier>
                              <FormAutomaticDepositToMultipleAccountsAccount2Title>William J. Smith</FormAutomaticDepositToMultipleAccountsAccount2Title>
                              <FormAutomaticDepositToMultipleAccountsAccount2Type>2</FormAutomaticDepositToMultipleAccountsAccount2Type>
                              <FormAutomaticDepositToMultipleAccountsInd>1</FormAutomaticDepositToMultipleAccountsInd>
                              <FormAutomaticDepositToMultipleAccountsType>1</FormAutomaticDepositToMultipleAccountsType>
                              <FormAutomaticDepositToMultipleAccountsAccount1CreditTypeSpecifiedDesc>$200.00</FormAutomaticDepositToMultipleAccountsAccount1CreditTypeSpecifiedDesc>
                              <FormAutomaticDepositToMultipleAccountsAccount1CreditType>1</FormAutomaticDepositToMultipleAccountsAccount1CreditType>
                              <FormAutomaticDepositToMultipleAccountsCompanyName>Kohl's Department Store</FormAutomaticDepositToMultipleAccountsCompanyName>
                              <FormAutomaticDepositToMultipleAccountsAccount2CreditType>2</FormAutomaticDepositToMultipleAccountsAccount2CreditType>
                           </Holder>
                           <Holder index="2">
                              <AccountAddressInd>1</AccountAddressInd>
                              <BirthDate>19480507</BirthDate>
                              <EmailAddress>william43356@hotmail.com</EmailAddress>
                              <EmployerCity>St Louis</EmployerCity>
                              <EmployerName>Scheels,</EmployerName>
                              <EmployerState>MO</EmployerState>
                              <FirstName>William</FirstName>
                              <IdentificationItems>
                                 <IdentificationItem index="1">
                                    <IdentificationExpirationDate>20100507</IdentificationExpirationDate>
                                    <IdentificationIssuedDate>20060503</IdentificationIssuedDate>
                                    <IdentificationType>1</IdentificationType>
                                    <Identifier>L224063</Identifier>
                                    <IssuedByType>MO</IssuedByType>
                                 </IdentificationItem>
                              </IdentificationItems>
                              <LastName>Smith</LastName>
                              <MailingAddressCity>St Louis</MailingAddressCity>
                              <MailingAddressDifferentInd>1</MailingAddressDifferentInd>
                              <MailingAddressPostalCode>63106</MailingAddressPostalCode>
                              <MailingAddressState>MO</MailingAddressState>
                              <MailingStreetAddress>123 Main St.</MailingStreetAddress>
                              <MiddleName>John</MiddleName>
                              <PartyType>1</PartyType>
                              <PermanentAddressCity>St. Louis</PermanentAddressCity>
                              <PermanentAddressPostalCode>63106</PermanentAddressPostalCode>
                              <PermanentAddressState>MO</PermanentAddressState>
                              <PermanentStreetAddress>345 Elm St.</PermanentStreetAddress>
                              <PersonalAgentInd>0</PersonalAgentInd>
                              <Phones>
                                 <Phone index="1">
                                    <Desc>Home</Desc>
                                    <PhoneNumber>314-334-6612</PhoneNumber>
                                 </Phone>
                                 <Phone index="2">
                                    <Desc>Work</Desc>
                                    <PhoneNumber>314-229-1819</PhoneNumber>
                                 </Phone>
                                 <Phone index="3">
                                    <Desc>Cellular Phone</Desc>
                                    <PhoneNumber>573-670-8898</PhoneNumber>
                                 </Phone>
                              </Phones>
                              <PreviousFinancialInstitutionDesc>Wells Fargo</PreviousFinancialInstitutionDesc>
                              <RelationshipDesc>Owner</RelationshipDesc>
                              <SSN>134-44-7223</SSN>
                              <EmployerPostalCode>63106</EmployerPostalCode>
                              <ID>2</ID>
                              <CardTransactionLimitationAmount>200</CardTransactionLimitationAmount>
                              <CardTransactionLimitationFrequencyDesc>per business day</CardTransactionLimitationFrequencyDesc>
                              <CardTransactionLimitationTypeDesc>ATM withdrawal</CardTransactionLimitationTypeDesc>
                           </Holder>
                        </Holders>
                        <InitialDepositAmount>500</InitialDepositAmount>
                        <InitialDepositSourceType>1</InitialDepositSourceType>
                        <InternalUseDesc>33220008</InternalUseDesc>
                        <OwnershipType>2</OwnershipType>
                        <PeriodicStatementChecksInd>1</PeriodicStatementChecksInd>
                        <ProductDesc>NOW Account</ProductDesc>
                        <ServicesRequested>
                           <ServiceRequested index="1">
                              <Type>2</Type>
                              <HolderIdRefs>1 2</HolderIdRefs>
                              <AdditionalAccountDesc>Savings</AdditionalAccountDesc>
                              <AdditionalAccountIdentifier>80001235</AdditionalAccountIdentifier>
                              <DisclosureElectronicFundsTransferInd>0</DisclosureElectronicFundsTransferInd>
                              <CardsRequestedNumber>2</CardsRequestedNumber>
                           </ServiceRequested>
                        </ServicesRequested>
                        <TCPaymentOrderInd>1</TCPaymentOrderInd>
                        <TCSection326Ind>0</TCSection326Ind>
                        <WithdrawalRequiredSignaturesNumber>1</WithdrawalRequiredSignaturesNumber>
                        <CompoundingFrequencyPolicyType>1</CompoundingFrequencyPolicyType>
                        <CompoundingFrequencyType>1</CompoundingFrequencyType>
                        <EarningsDetailType>1</EarningsDetailType>
                        <InterestPaymentFrequencyType>monthly</InterestPaymentFrequencyType>
                        <InterestPaymentPolicyFrequencyType>monthly</InterestPaymentPolicyFrequencyType>
                        <InterestPaymentProcedurePolicyType>1</InterestPaymentProcedurePolicyType>
                        <InterestPaymentProcedureType>1</InterestPaymentProcedureType>
                        <InterestRate>1.50</InterestRate>
                        <InterestRateType>2</InterestRateType>
                        <RateDetailType>1</RateDetailType>
                        <SubAccountType>1</SubAccountType>
                        <BalanceComputationType>2</BalanceComputationType>
                        <APYRate>1.51</APYRate>
                        <NoncashAccrualType>1</NoncashAccrualType>
                        <MinimumBalanceRequirementsInd>1</MinimumBalanceRequirementsInd>
                        <DepositLimitationType>1</DepositLimitationType>
                        <BalanceComputationAverageDailyPeriodType>4</BalanceComputationAverageDailyPeriodType>
                        <TruthInSavingsPolicyName>NOW ACCOUNT</TruthInSavingsPolicyName>
                        <BackupWithholdingInAgreementInd>1</BackupWithholdingInAgreementInd>
                        <OverdraftConsentInd>1</OverdraftConsentInd>
                        <AccountAgreementDate>20080101</AccountAgreementDate>
                        <PayOnDeathType>0</PayOnDeathType>
                        <TCPowerOfAttorneyInd>1</TCPowerOfAttorneyInd>
                        <TCDepositInsuranceInd>1</TCDepositInsuranceInd>
                        <TCDepositInsuranceType>1</TCDepositInsuranceType>
                        <BackupWithholdingInAgreementType>1</BackupWithholdingInAgreementType>
                        <RegEOptInHolderIDRef>1</RegEOptInHolderIDRef>
                        <InterestRatePeriodType>8</InterestRatePeriodType>
                        <MinimumBalanceEarnRateInd>1</MinimumBalanceEarnRateInd>
                        <MinimumBalanceEarnRateAverageDailyBalanceAmount>500</MinimumBalanceEarnRateAverageDailyBalanceAmount>
                        <MinimumBalanceEarnRateAverageDailyBalanceInd>1</MinimumBalanceEarnRateAverageDailyBalanceInd>
                        <MinimumBalanceFeesInd>1</MinimumBalanceFeesInd>
                        <MinimumBalanceFees>
                           <MinimumBalanceFee index="1">
                              <BalanceComputationType>2</BalanceComputationType>
                              <BalanceType>1</BalanceType>
                              <PeriodType>999</PeriodType>
                              <PeriodTypeOtherDesc>monthly statement cycle</PeriodTypeOtherDesc>
                              <BalanceAverageDailyAmount>500</BalanceAverageDailyAmount>
                              <NameDesc>minimum balance fee</NameDesc>
                              <FeeAmount>2.00</FeeAmount>
                           </MinimumBalanceFee>
                        </MinimumBalanceFees>
                        <TCPaymentOrderStandardTextDesc>Our policy is to process debit card, phone and online banking transfers first - individually, at the actual time they are conducted. We process ATM withdrawals and transfers second - in the order in which they are received for the day on which they are processed. We process ACH transactions third - in numerical order for the day on which they are processed. We process checks and similar items fourth - according to the dollar amount, with the smallest items being processed first for the day on which they are processed.</TCPaymentOrderStandardTextDesc>
                        <TCLiabilityInd>1</TCLiabilityInd>
                        <TCDepositsInd>1</TCDepositsInd>
                        <TCWithdrawalsInd>1</TCWithdrawalsInd>
                        <TCStopPaymentsInd>1</TCStopPaymentsInd>
                        <TCTelephoneTransfersInd>1</TCTelephoneTransfersInd>
                        <TCAmendmentsTerminationInd>1</TCAmendmentsTerminationInd>
                        <TCStatementsInd>1</TCStatementsInd>
                        <TCAccountTransferInd>1</TCAccountTransferInd>
                        <TCDirectDepositsInd>1</TCDirectDepositsInd>
                        <TCSetoffRightRepaymentIndebtednessInd>1</TCSetoffRightRepaymentIndebtednessInd>
                        <TCRestrictiveLegendsInd>1</TCRestrictiveLegendsInd>
                        <TCFacsimileSignaturesInd>1</TCFacsimileSignaturesInd>
                        <TCTemporaryAccountAgreementInd>1</TCTemporaryAccountAgreementInd>
                        <TCCheckProcessingInd>1</TCCheckProcessingInd>
                        <TCCheckCashingInd>1</TCCheckCashingInd>
                        <TCTruncationSubstituteChecksInd>1</TCTruncationSubstituteChecksInd>
                        <TCRemotelyCreatedChecksInd>1</TCRemotelyCreatedChecksInd>
                        <TCOwnershipInd>1</TCOwnershipInd>
                        <TCAgencyDesignationInd>1</TCAgencyDesignationInd>
                        <TCACHWireTransfersInd>1</TCACHWireTransfersInd>
                        <TCIndorsementsInd>1</TCIndorsementsInd>
                        <TCAddressNameChangeInd>1</TCAddressNameChangeInd>
                        <TCClaimOfLossInd>1</TCClaimOfLossInd>
                        <TCCreditVerificationInd>1</TCCreditVerificationInd>
                        <TCDeathOrIncompetenceInd>1</TCDeathOrIncompetenceInd>
                        <TCEarlyWithdrawalPenaltiesInd>1</TCEarlyWithdrawalPenaltiesInd>
                        <TCFiduciaryAccountsInd>1</TCFiduciaryAccountsInd>
                        <TCLegalActionsInd>1</TCLegalActionsInd>
                        <TCSecurityInd>1</TCSecurityInd>
                        <TCTelephonicInstructionsInd>1</TCTelephonicInstructionsInd>
                        <TCWaiverOfNoticesAppliesInd>1</TCWaiverOfNoticesAppliesInd>
                     </Account>
                     <Account index="2">
                        <AccountAgreementID>1</AccountAgreementID>
                        <AccountIdentifier>80001235</AccountIdentifier>
                        <AccountPurposeType>1</AccountPurposeType>
                        <AccountTitle>Mary E. Smith or William J. Smith</AccountTitle>
                        <AccountType>2</AccountType>
                        <CheckWritingCapabilitiesInd>0</CheckWritingCapabilitiesInd>
                        <DisclosureElectronicFundsTransferInd>1</DisclosureElectronicFundsTransferInd>
                        <DisclosureFundsAvailabilityInd>1</DisclosureFundsAvailabilityInd>
                        <DisclosurePrivacyInd>1</DisclosurePrivacyInd>
                        <DisclosureSubstituteChecksInd>1</DisclosureSubstituteChecksInd>
                        <DisclosureTermsAndConditionsInd>1</DisclosureTermsAndConditionsInd>
                        <DisclosureTruthInSavingsInd>1</DisclosureTruthInSavingsInd>
                        <DisclosureType>1</DisclosureType>
                        <EarningsType>2</EarningsType>
                        <Holders>
                           <Holder index="1">
                              <AccountAddressInd>1</AccountAddressInd>
                              <BirthDate>19530403</BirthDate>
                              <EmailAddress>mary34456@aol.com</EmailAddress>
                              <EmployerCity>St Louis</EmployerCity>
                              <EmployerName>Kohl's,</EmployerName>
                              <EmployerState>MO</EmployerState>
                              <FirstName>Mary</FirstName>
                              <IdentificationItems>
                                 <IdentificationItem index="1">
                                    <IdentificationExpirationDate>20080403</IdentificationExpirationDate>
                                    <IdentificationIssuedDate>20010325</IdentificationIssuedDate>
                                    <IdentificationType>1</IdentificationType>
                                    <IssuedByType>MO</IssuedByType>
                                    <Identifier>B00205</Identifier>
                                 </IdentificationItem>
                              </IdentificationItems>
                              <LastName>Smith</LastName>
                              <MailingAddressCity>St Louis</MailingAddressCity>
                              <MailingAddressDifferentInd>0</MailingAddressDifferentInd>
                              <MailingAddressPostalCode>63106</MailingAddressPostalCode>
                              <MailingAddressState>MO</MailingAddressState>
                              <MailingStreetAddress>345 Elm St</MailingStreetAddress>
                              <MiddleName>Ellen</MiddleName>
                              <PartyType>1</PartyType>
                              <PermanentAddressCity>St. Louis</PermanentAddressCity>
                              <PermanentAddressPostalCode>63106</PermanentAddressPostalCode>
                              <PermanentAddressState>MO</PermanentAddressState>
                              <PermanentStreetAddress>345 Elm St</PermanentStreetAddress>
                              <Phones>
                                 <Phone index="1">
                                    <Desc>Home</Desc>
                                    <PhoneNumber>314-334-6612</PhoneNumber>
                                 </Phone>
                                 <Phone index="2">
                                    <Desc>Work</Desc>
                                    <PhoneNumber>417-670-1213</PhoneNumber>
                                 </Phone>
                                 <Phone index="3">
                                    <Desc>Cellular Phone</Desc>
                                    <PhoneNumber>573-670-8899</PhoneNumber>
                                 </Phone>
                              </Phones>
                              <PreviousFinancialInstitutionDesc>US Bank</PreviousFinancialInstitutionDesc>
                              <RelationshipDesc>Owner</RelationshipDesc>
                              <SSN>134-56-7889</SSN>
                              <EmployerPostalCode>63106</EmployerPostalCode>
                              <ID>1</ID>
                           </Holder>
                           <Holder index="2">
                              <AccountAddressInd>1</AccountAddressInd>
                              <BirthDate>19480507</BirthDate>
                              <EmailAddress>william43356@hotmail.com</EmailAddress>
                              <EmployerCity>St Louis</EmployerCity>
                              <EmployerName>Scheels,</EmployerName>
                              <EmployerState>MO</EmployerState>
                              <FirstName>William</FirstName>
                              <IdentificationItems>
                                 <IdentificationItem index="1">
                                    <IdentificationExpirationDate>20100507</IdentificationExpirationDate>
                                    <IdentificationIssuedDate>20060503</IdentificationIssuedDate>
                                    <IdentificationType>1</IdentificationType>
                                 </IdentificationItem>
                              </IdentificationItems>
                              <LastName>Smith</LastName>
                              <MailingAddressCity>St Louis</MailingAddressCity>
                              <MailingAddressDifferentInd>1</MailingAddressDifferentInd>
                              <MailingAddressPostalCode>63106</MailingAddressPostalCode>
                              <MailingAddressState>MO</MailingAddressState>
                              <MailingStreetAddress>123 Main St.</MailingStreetAddress>
                              <MiddleName>John</MiddleName>
                              <PartyType>1</PartyType>
                              <PermanentAddressCity>St. Louis</PermanentAddressCity>
                              <PermanentAddressPostalCode>63106</PermanentAddressPostalCode>
                              <PermanentAddressState>MO</PermanentAddressState>
                              <PermanentStreetAddress>345 Elm St.</PermanentStreetAddress>
                              <Phones>
                                 <Phone index="1">
                                    <Desc>Home</Desc>
                                    <PhoneNumber>314-334-6612</PhoneNumber>
                                 </Phone>
                                 <Phone index="2">
                                    <Desc>Work</Desc>
                                    <PhoneNumber>314-229-1819</PhoneNumber>
                                 </Phone>
                                 <Phone index="3">
                                    <Desc>Cellular Phone</Desc>
                                    <PhoneNumber>573-670-8898</PhoneNumber>
                                 </Phone>
                              </Phones>
                              <PreviousFinancialInstitutionDesc>Wells Fargo</PreviousFinancialInstitutionDesc>
                              <RelationshipDesc>Owner</RelationshipDesc>
                              <SSN>134-44-7223</SSN>
                              <EmployerPostalCode>63106</EmployerPostalCode>
                              <ID>2</ID>
                              <FormFederalDirectDepositBenefitCheckIdentifier>080456</FormFederalDirectDepositBenefitCheckIdentifier>
                              <FormFederalDirectDepositBenefitClaimIdentifier>123456</FormFederalDirectDepositBenefitClaimIdentifier>
                              <FormFederalDirectDepositBenefitPaymentAmount>2100.50</FormFederalDirectDepositBenefitPaymentAmount>
                              <FormFederalDirectDepositBenefitType>1</FormFederalDirectDepositBenefitType>
                              <FormFederalDirectDepositInd>1</FormFederalDirectDepositInd>
                              <FormFederalDirectDepositPrintBlankAuthorizationInd/>
                              <FormFederalDirectDepositRepresentativePayeeFullName/>
                              <FormFederalDirectDepositRepresentativePayeeInd/>
                              <FormFederalDirectDepositJointAuthorizerName>Mary E. Smith</FormFederalDirectDepositJointAuthorizerName>
                           </Holder>
                        </Holders>
                        <InitialDepositAmount>1000</InitialDepositAmount>
                        <InitialDepositSourceType>2</InitialDepositSourceType>
                        <InternalUseDesc>NAL</InternalUseDesc>
                        <OwnershipType>2</OwnershipType>
                        <PeriodicStatementChecksInd>1</PeriodicStatementChecksInd>
                        <ProductDesc>Savings Account</ProductDesc>
                        <WithdrawalRequiredSignaturesNumber>1</WithdrawalRequiredSignaturesNumber>
                        <CompoundingFrequencyPolicyType>1</CompoundingFrequencyPolicyType>
                        <CompoundingFrequencyType>1</CompoundingFrequencyType>
                        <EarningsDetailType>1</EarningsDetailType>
                        <InterestPaymentFrequencyType>monthly</InterestPaymentFrequencyType>
                        <InterestPaymentPolicyFrequencyType>monthly</InterestPaymentPolicyFrequencyType>
                        <InterestPaymentProcedurePolicyType>1</InterestPaymentProcedurePolicyType>
                        <InterestPaymentProcedureType>1</InterestPaymentProcedureType>
                        <InterestRate>2.66</InterestRate>
                        <InterestRateType>1</InterestRateType>
                        <RateDetailType>1</RateDetailType>
                        <BalanceComputationType>2</BalanceComputationType>
                        <APYRate>2.70</APYRate>
                        <NoncashAccrualType>1</NoncashAccrualType>
                        <MinimumBalanceRequirementsInd>0</MinimumBalanceRequirementsInd>
                        <DepositLimitationType>1</DepositLimitationType>
                        <BalanceComputationAverageDailyPeriodType>4</BalanceComputationAverageDailyPeriodType>
                        <TruthInSavingsPolicyName>SAVINGS ACCOUNT</TruthInSavingsPolicyName>
                        <BackupWithholdingInAgreementInd>1</BackupWithholdingInAgreementInd>
                        <OverdraftConsentInd>1</OverdraftConsentInd>
                        <AccountAgreementDate>20080101</AccountAgreementDate>
                        <RegDLimitsDesc>During any calendar month, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party. If you exceed these transfer limitations, your account will be subject to closure by the financial institution.</RegDLimitsDesc>
                        <RegDLimitsInd>1</RegDLimitsInd>
                        <PayOnDeathType>0</PayOnDeathType>
                     </Account>
                     <Account index="3">
                        <AccountTitle>Mary E. Smith, William J. Smith</AccountTitle>
                        <AccountType>4</AccountType>
                        <Holders>
                           <Holder index="1">
                              <AccountAddressInd>1</AccountAddressInd>
                              <BirthDate>19530403</BirthDate>
                              <EmailAddress>mary34456@aol.com</EmailAddress>
                              <EmployerCity>St Louis</EmployerCity>
                              <EmployerName>Kohl's,</EmployerName>
                              <EmployerState>MO</EmployerState>
                              <FirstName>Mary</FirstName>
                              <IdentificationItems>
                                 <IdentificationItem index="1">
                                    <IdentificationExpirationDate>20080403</IdentificationExpirationDate>
                                    <IdentificationIssuedDate>20010325</IdentificationIssuedDate>
                                    <IdentificationType>1</IdentificationType>
                                    <Identifier>B00205</Identifier>
                                    <IssuedByType>MO</IssuedByType>
                                 </IdentificationItem>
                              </IdentificationItems>
                              <LastName>Smith</LastName>
                              <MailingAddressCity>St Louis</MailingAddressCity>
                              <MailingAddressDifferentInd>0</MailingAddressDifferentInd>
                              <MailingAddressPostalCode>63106</MailingAddressPostalCode>
                              <MailingAddressState>MO</MailingAddressState>
                              <MailingStreetAddress>345 Elm St</MailingStreetAddress>
                              <MiddleName>Ellen</MiddleName>
                              <PartyType>1</PartyType>
                              <PermanentAddressCity>St. Louis</PermanentAddressCity>
                              <PermanentAddressPostalCode>63106</PermanentAddressPostalCode>
                              <PermanentAddressState>MO</PermanentAddressState>
                              <PermanentStreetAddress>345 Elm St</PermanentStreetAddress>
                              <Phones>
                                 <Phone index="1">
                                    <Desc>Home</Desc>
                                    <PhoneNumber>314-334-6612</PhoneNumber>
                                 </Phone>
                                 <Phone index="2">
                                    <Desc>Work</Desc>
                                    <PhoneNumber>417-670-1213</PhoneNumber>
                                 </Phone>
                                 <Phone index="3">
                                    <Desc>Cellular Phone</Desc>
                                    <PhoneNumber>573-670-8899</PhoneNumber>
                                 </Phone>
                              </Phones>
                              <PreviousFinancialInstitutionDesc>US Bank</PreviousFinancialInstitutionDesc>
                              <SSN>134-56-7889</SSN>
                              <EmployerPostalCode>63106</EmployerPostalCode>
                              <ID>1</ID>
                              <BackupWithholdingTaxPayerIdentificationNumberInd>1</BackupWithholdingTaxPayerIdentificationNumberInd>
                              <SafeDepositBoxLeaseRelationshipDesc>Renter</SafeDepositBoxLeaseRelationshipDesc>
                           </Holder>
                           <Holder index="2">
                              <AccountAddressInd>1</AccountAddressInd>
                              <BirthDate>19480507</BirthDate>
                              <EmailAddress>william43356@hotmail.com</EmailAddress>
                              <EmployerCity>St Louis</EmployerCity>
                              <EmployerName>Scheels,</EmployerName>
                              <EmployerState>MO</EmployerState>
                              <FirstName>William</FirstName>
                              <IdentificationItems>
                                 <IdentificationItem index="1">
                                    <IdentificationExpirationDate>20100507</IdentificationExpirationDate>
                                    <IdentificationIssuedDate>20060503</IdentificationIssuedDate>
                                    <IdentificationType>1</IdentificationType>
                                 </IdentificationItem>
                              </IdentificationItems>
                              <LastName>Smith</LastName>
                              <MailingAddressCity>St Louis</MailingAddressCity>
                              <MailingAddressDifferentInd>1</MailingAddressDifferentInd>
                              <MailingAddressPostalCode>63106</MailingAddressPostalCode>
                              <MailingAddressState>MO</MailingAddressState>
                              <MailingStreetAddress>123 Main St.</MailingStreetAddress>
                              <MiddleName>John</MiddleName>
                              <PartyType>1</PartyType>
                              <PermanentAddressCity>St. Louis</PermanentAddressCity>
                              <PermanentAddressPostalCode>63106</PermanentAddressPostalCode>
                              <PermanentAddressState>MO</PermanentAddressState>
                              <PermanentStreetAddress>345 Elm St.</PermanentStreetAddress>
                              <Phones>
                                 <Phone index="1">
                                    <Desc>Home</Desc>
                                    <PhoneNumber>314-334-6612</PhoneNumber>
                                 </Phone>
                                 <Phone index="2">
                                    <Desc>Work</Desc>
                                    <PhoneNumber>314-229-1819</PhoneNumber>
                                 </Phone>
                                 <Phone index="3">
                                    <Desc>Cellular Phone</Desc>
                                    <PhoneNumber>573-670-8898</PhoneNumber>
                                 </Phone>
                              </Phones>
                              <PreviousFinancialInstitutionDesc>Wells Fargo</PreviousFinancialInstitutionDesc>
                              <SSN>134-44-7223</SSN>
                              <EmployerPostalCode>63106</EmployerPostalCode>
                              <ID>2</ID>
                              <SafeDepositBoxLeaseRelationshipDesc>Renter</SafeDepositBoxLeaseRelationshipDesc>
                           </Holder>
                        </Holders>
                        <AccountAgreementDate>20080101</AccountAgreementDate>
                        <SafeDepositBoxLeaseType>2</SafeDepositBoxLeaseType>
                        <SafeDepositBoxKeysDesc>2</SafeDepositBoxKeysDesc>
                        <SafeDepositBoxSizeDesc>Large</SafeDepositBoxSizeDesc>
                        <SafeDepositBoxVaultKeysDesc>No vault keys issued</SafeDepositBoxVaultKeysDesc>
                        <SafeDepositBoxAnnualRentAmount>60</SafeDepositBoxAnnualRentAmount>
                        <SafeDepositBoxLesseesRequiredNumber>1</SafeDepositBoxLesseesRequiredNumber>
                        <SafeDepositBoxBillingType>2</SafeDepositBoxBillingType>
                        <SafeDepositBoxBillingAccountIdentifier>33220008</SafeDepositBoxBillingAccountIdentifier>
                        <SafeDepositBoxBillingPeriodicFrequencyType>6</SafeDepositBoxBillingPeriodicFrequencyType>
                        <SafeDepositBoxLeaseBoxNumber>13558</SafeDepositBoxLeaseBoxNumber>
                     </Account>
                  </Accounts>
                  <Fees>
                     <Fee index="1">
                        <AmountDesc>$30.00</AmountDesc>
                        <FeeNameType>1</FeeNameType>
                        <OverdraftFeeAmount>30.00</OverdraftFeeAmount>
                        <OverdraftFeeLimitType>1</OverdraftFeeLimitType>
                        <OverdraftFeeType>1</OverdraftFeeType>
                     </Fee>
                     <Fee index="2">
                        <FeeNameType>999</FeeNameType>
                        <AmountDesc>$40.00</AmountDesc>
                        <OverdraftFeeAmount>40.00</OverdraftFeeAmount>
                        <OverdraftDaysNumber>10</OverdraftDaysNumber>
                        <OverdraftFeeType>99</OverdraftFeeType>
                        <OverdraftFeeTypeOtherDesc>if the account is overdrawn for more than 10 consecutive days, we charge an additional fee of $40.00 for each day your account is overdrawn</OverdraftFeeTypeOtherDesc>
                        <FeeNameTypeOtherDesc>Extended overdraft fee - if account is overdrawn more than 10 consecutive days.</FeeNameTypeOtherDesc>
                     </Fee>
                     <Fee index="3">
                        <AmountDesc>$20.00</AmountDesc>
                        <FeeNameType>2</FeeNameType>
                     </Fee>
                     <Fee index="4">
                        <AmountDesc>$10.00</AmountDesc>
                        <FeeNameType>999</FeeNameType>
                        <FeeNameTypeOtherDesc>Deposited checks returned unpaid</FeeNameTypeOtherDesc>
                     </Fee>
                     <Fee index="5">
                        <AmountDesc>1.0% of the transaction amount</AmountDesc>
                        <FeeNameType>5</FeeNameType>
                     </Fee>
                     <Fee index="6">
                        <FeeNameType>4</FeeNameType>
                        <AmountDesc>1% of amount transacted</AmountDesc>
                     </Fee>
                     <Fee index="7">
                        <FeeNameType>999</FeeNameType>
                        <FeeNameTypeOtherDesc>Cash withdrawal at ATM</FeeNameTypeOtherDesc>
                        <AmountDesc>$.25</AmountDesc>
                     </Fee>
                     <Fee index="8">
                        <FeeNameType>999</FeeNameType>
                        <AmountDesc>$5.00</AmountDesc>
                        <FeeNameTypeOtherDesc>Replace ATM card or PIN</FeeNameTypeOtherDesc>
                     </Fee>
                     <Fee index="9">
                        <FeeNameType>999</FeeNameType>
                        <AmountDesc>$5.00</AmountDesc>
                        <FeeNameTypeOtherDesc>Replace debit card or PIN</FeeNameTypeOtherDesc>
                     </Fee>
                     <Fee index="10">
                        <AmountDesc>$0.50</AmountDesc>
                        <FeeNameType>999</FeeNameType>
                        <FeeNameTypeOtherDesc>Certified Check</FeeNameTypeOtherDesc>
                     </Fee>
                     <Fee index="11">
                        <AmountDesc>$0.50</AmountDesc>
                        <FeeNameType>999</FeeNameType>
                        <FeeNameTypeOtherDesc>Temporary Check</FeeNameTypeOtherDesc>
                     </Fee>
                     <Fee index="12">
                        <AmountDesc>$0.50</AmountDesc>
                        <FeeNameType>999</FeeNameType>
                        <FeeNameTypeOtherDesc>Temporary check</FeeNameTypeOtherDesc>
                     </Fee>
                     <Fee index="13">
                        <AmountDesc>$0.50</AmountDesc>
                        <FeeNameType>999</FeeNameType>
                        <FeeNameTypeOtherDesc>Cashier's check</FeeNameTypeOtherDesc>
                     </Fee>
                     <Fee index="14">
                        <AmountDesc>$0.50</AmountDesc>
                        <FeeNameType>999</FeeNameType>
                        <FeeNameTypeOtherDesc>Money order</FeeNameTypeOtherDesc>
                     </Fee>
                     <Fee index="15">
                        <AmountDesc>$1.00 per $100.00</AmountDesc>
                        <FeeNameType>999</FeeNameType>
                        <FeeNameTypeOtherDesc>Traveler's checks</FeeNameTypeOtherDesc>
                     </Fee>
                     <Fee index="16">
                        <AmountDesc>$10.00</AmountDesc>
                        <FeeNameType>999</FeeNameType>
                        <FeeNameTypeOtherDesc>Garnishments</FeeNameTypeOtherDesc>
                     </Fee>
                     <Fee index="17">
                        <AmountDesc>$10.00</AmountDesc>
                        <FeeNameType>999</FeeNameType>
                        <FeeNameTypeOtherDesc>Executions</FeeNameTypeOtherDesc>
                     </Fee>
                     <Fee index="18">
                        <AmountDesc>$10.00</AmountDesc>
                        <FeeNameType>999</FeeNameType>
                        <FeeNameTypeOtherDesc>Levies</FeeNameTypeOtherDesc>
                     </Fee>
                     <Fee index="19">
                        <AmountDesc>$1.00</AmountDesc>
                        <FeeNameTypeOtherDesc>Special statement cutoff</FeeNameTypeOtherDesc>
                        <FeeNameType>999</FeeNameType>
                     </Fee>
                     <Fee index="20">
                        <AmountDesc>$10.00 per hour</AmountDesc>
                        <FeeNameType>999</FeeNameType>
                        <FeeNameTypeOtherDesc>Account Research</FeeNameTypeOtherDesc>
                     </Fee>
                     <Fee index="21">
                        <AmountDesc>$10.00 per hour</AmountDesc>
                        <FeeNameType>999</FeeNameType>
                        <FeeNameTypeOtherDesc>Account balancing assistance</FeeNameTypeOtherDesc>
                     </Fee>
                     <Fee index="22">
                        <AmountDesc>$1.00</AmountDesc>
                        <FeeNameType>999</FeeNameType>
                        <FeeNameTypeOtherDesc>Copy of statement</FeeNameTypeOtherDesc>
                     </Fee>
                     <Fee index="23">
                        <AmountDesc>$10.00</AmountDesc>
                        <FeeNameType>999</FeeNameType>
                        <FeeNameTypeOtherDesc>Stop payment (any type)</FeeNameTypeOtherDesc>
                     </Fee>
                     <Fee index="24">
                        <AmountDesc>$10.00</AmountDesc>
                        <FeeNameType>999</FeeNameType>
                        <FeeNameTypeOtherDesc>Wire Transfer - incoming or outgoing</FeeNameTypeOtherDesc>
                     </Fee>
                     <Fee index="25">
                        <AmountDesc>$3.00 per month</AmountDesc>
                        <FeeNameType>999</FeeNameType>
                        <FeeNameTypeOtherDesc>Dormant Account Fee - An account is considered dormant if, for 3 years: statements have been returned undelivered, you have not contacted us about any account with us; and you have initiated no transactions on any account with us.</FeeNameTypeOtherDesc>
                     </Fee>
                  </Fees>
                  <OverdraftFeeType>1</OverdraftFeeType>
                  <RecreditRightsClaimDaysCount>60</RecreditRightsClaimDaysCount>
                  <RecreditRightsInitialRefundDaysCount>7</RecreditRightsInitialRefundDaysCount>
                  <RecreditRightsInitialRefundMaximumAmount>3000</RecreditRightsInitialRefundMaximumAmount>
                  <RecreditRightsRemainingRefundDaysCount>30</RecreditRightsRemainingRefundDaysCount>
                  <FundsAvailabilityPolicies>
                     <FundsAvailabilityPolicy index="1">
                        <LocationsDesc>at 301 South College Street St. Louis, MO 63106</LocationsDesc>
                        <NewAccountExceptionInd>1</NewAccountExceptionInd>
                        <NewAccountPolicyCustomInd>0</NewAccountPolicyCustomInd>
                        <AppliesToType>2</AppliesToType>
                        <AvailabilityType>1</AvailabilityType>
                        <CaseByCaseAvailableDayType>2</CaseByCaseAvailableDayType>
                        <CaseByCaseDelayTime>4:00 PM</CaseByCaseDelayTime>
                        <CashWithdrawalLimitationInd>1</CashWithdrawalLimitationInd>
                        <CutoffTimeDesc>4:00 PM</CutoffTimeDesc>
                        <CutoffTimeType>3</CutoffTimeType>
                        <SafeguardDelayMaximumDaysInd>1</SafeguardDelayMaximumDaysInd>
                        <SafeguardExceptionInd>1</SafeguardExceptionInd>
                        <NewAccountDayDesc>10th</NewAccountDayDesc>
                        <CaseByCaseInd>1</CaseByCaseInd>
                     </FundsAvailabilityPolicy>
                  </FundsAvailabilityPolicies>
                  <RegEPolicies>
                     <RegEPolicy index="1">
                        <DirectDepositInd>1</DirectDepositInd>
                        <ECheckPaymentsInd>1</ECheckPaymentsInd>
                        <PreauthorizedWithdrawalInd>1</PreauthorizedWithdrawalInd>
                        <TelephoneAccessConditionRequiredInd>1</TelephoneAccessConditionRequiredInd>
                        <TelephoneAccessPhones>
                           <TelephoneAccessPhone index="1">
                              <AccessHoursDesc>24 hours a day</AccessHoursDesc>
                              <PhoneNumber>1-800-252-9897</PhoneNumber>
                           </TelephoneAccessPhone>
                        </TelephoneAccessPhones>
                        <TelephoneBalanceInformationInd>1</TelephoneBalanceInformationInd>
                        <TelephoneDepositHistoryInd>1</TelephoneDepositHistoryInd>
                        <TelephoneInd>1</TelephoneInd>
                        <TelephoneTransactionHistoryInd>1</TelephoneTransactionHistoryInd>
                        <TelephoneWithdrawalHistoryInd>1</TelephoneWithdrawalHistoryInd>
                        <Transactions>
                           <Transaction index="1">
                              <FromAccountDesc>savings</FromAccountDesc>
                              <ToAccountDesc>checking</ToAccountDesc>
                              <TransferOrPaymentType>3</TransferOrPaymentType>
                           </Transaction>
                           <Transaction index="2">
                              <TransferOrPaymentType>5</TransferOrPaymentType>
                              <FromAccountDesc>savings</FromAccountDesc>
                              <ToAccountDesc>checking</ToAccountDesc>
                           </Transaction>
                        </Transactions>
                        <HSAInd>0</HSAInd>
                        <ATMDebitAccessConditionRequiredInd>1</ATMDebitAccessConditionRequiredInd>
                        <ATMDebitLocationOrNetworkDesc>Money Pass</ATMDebitLocationOrNetworkDesc>
                        <ATMDebitAccessConditionRequiredDesc>PIN Number</ATMDebitAccessConditionRequiredDesc>
                        <ATMDebitCashWithdrawalInd>1</ATMDebitCashWithdrawalInd>
                        <ATMDebitBalanceInformationInd>1</ATMDebitBalanceInformationInd>
                        <ATMDebitWithdrawalHistoryInd>1</ATMDebitWithdrawalHistoryInd>
                        <ATMDebitDepositHistoryInd>1</ATMDebitDepositHistoryInd>
                        <ATMDebitTransactionHistoryInd>1</ATMDebitTransactionHistoryInd>
                        <POSInd>1</POSInd>
                        <ForeignCurrencyConversionInd>1</ForeignCurrencyConversionInd>
                        <ForeignCurrencyConversionType>1</ForeignCurrencyConversionType>
                        <ConsumerLiabilityType>1</ConsumerLiabilityType>
                        <PeriodicStatementMonthlyInd>1</PeriodicStatementMonthlyInd>
                        <PeriodicStatementMonthlyAccountDesc>checking and savings</PeriodicStatementMonthlyAccountDesc>
                        <BusinessDaysHoursDesc>Monday through Saturday</BusinessDaysHoursDesc>
                        <BusinessDaysHolidayExceptionInd>1</BusinessDaysHolidayExceptionInd>
                        <ErrorResolutionType>2</ErrorResolutionType>
                        <POSCards>
                           <POSCard index="1">
                              <POSGetCashInd>1</POSGetCashInd>
                              <POSPayForServiceDesc>pay for services in person, by phone or online</POSPayForServiceDesc>
                              <POSPurchaseGoodsDesc>purchase goods in person, by phone or online</POSPurchaseGoodsDesc>
                           </POSCard>
                        </POSCards>
                        <ATMInd>1</ATMInd>
                        <DirectDepositPayorDesc>Social Security or payroll</DirectDepositPayorDesc>
                        <ATMCardNameDesc>Kash Kard</ATMCardNameDesc>
                        <ATMLocationOrNetworkDesc>FastCash machines and any ATM bearing the VISA logo</ATMLocationOrNetworkDesc>
                        <PreauthorizedWithdrawalVaryingPaymentsType>1</PreauthorizedWithdrawalVaryingPaymentsType>
                        <ConfidentialityType>1</ConfidentialityType>
                        <DirectDepositPayorConfirmationInd>1</DirectDepositPayorConfirmationInd>
                        <ATMCashWithdrawalInd>1</ATMCashWithdrawalInd>
                        <ATMBalanceInformationInd>1</ATMBalanceInformationInd>
                        <ComputerInd>1</ComputerInd>
                        <ComputerPlanName>On Line Now</ComputerPlanName>
                        <ComputerAccessWebsiteInd>1</ComputerAccessWebsiteInd>
                        <ComputerAccessWebsiteDesc>https://www.FMB.com/OnLineNow</ComputerAccessWebsiteDesc>
                        <ComputerAccessConditionRequiredInd>1</ComputerAccessConditionRequiredInd>
                        <ComputerBalanceInformationInd>1</ComputerBalanceInformationInd>
                        <ComputerWithdrawalHistoryInd>1</ComputerWithdrawalHistoryInd>
                        <ComputerDepositHistoryInd>1</ComputerDepositHistoryInd>
                        <ComputerTransactionHistoryInd>1</ComputerTransactionHistoryInd>
                        <BillPayInd>1</BillPayInd>
                        <BillPayPlanName>Be On Time Bill Payment</BillPayPlanName>
                        <BillPayComputerAccessInd>1</BillPayComputerAccessInd>
                        <BillPayComputerAccessWebsiteDesc>https://www.FMB.com/BeOnTime</BillPayComputerAccessWebsiteDesc>
                        <BillPayTelephoneAccessInd>1</BillPayTelephoneAccessInd>
                        <BillPayTelephoneAccessPhoneNumber>1-866-B ON TIME (1-866-266-8463)</BillPayTelephoneAccessPhoneNumber>
                        <BillPayMakePaymentsFromDesc>checking account</BillPayMakePaymentsFromDesc>
                        <BillPayMakePaymentsToDesc>your creditors</BillPayMakePaymentsToDesc>
                        <BillPayPaperCheckPaymentsInd>1</BillPayPaperCheckPaymentsInd>
                        <VisaNonNetworkDebitsInd>0</VisaNonNetworkDebitsInd>
                     </RegEPolicy>
                  </RegEPolicies>
                  <TransactionDate>20080101</TransactionDate>
                  <OpeningOfficerDesc>Jane J. Johnson</OpeningOfficerDesc>
                  <ApprovingOfficerDesc>George R. Smith</ApprovingOfficerDesc>
                  <AccountAgreementCustomerInformationType>2</AccountAgreementCustomerInformationType>
                  <CustomerInformationAddendumInd>1</CustomerInformationAddendumInd>
                  <OverdraftProcedureStandardInd>1</OverdraftProcedureStandardInd>
                  <OverdraftOptInSignatureInd>0</OverdraftOptInSignatureInd>
                  <CIPAdequateNoticeType>2</CIPAdequateNoticeType>
                  <SubstituteCheckImageInd>1</SubstituteCheckImageInd>
                  <OverdraftProcedureOptionalType>3</OverdraftProcedureOptionalType>
                  <OverdraftChecksInd>1</OverdraftChecksInd>
                  <OverdraftOtherAccountTransactionsInd>0</OverdraftOtherAccountTransactionsInd>
                  <OverdraftAutomaticBillPaymentInd>1</OverdraftAutomaticBillPaymentInd>
                  <OverdraftOptInOtherDesc>complete the form and deliver or mail it to First Missouri Bank, N.A</OverdraftOptInOtherDesc>
               </Deposit>
               <OrgAddresses>
                  <OrgAddress index="1">
                     <Value>301 South College Street</Value>
                  </OrgAddress>
               </OrgAddresses>
               <OrgCharter>Federal</OrgCharter>
               <OrgCity>St. Louis</OrgCity>
               <OrgJurisdiction>MO</OrgJurisdiction>
               <OrgLegalName>First Missouri Bank, N.A.</OrgLegalName>
               <OrgPhone>314-240-4123</OrgPhone>
               <OrgPostalCode>63106</OrgPostalCode>
               <OrgState>MO</OrgState>
               <OrgType>National Bank</OrgType>
               <TaglineUserDefinedCenterDesc>1_MO_NOW_SAV_JOINT</TaglineUserDefinedCenterDesc>
               <NegativeInformationNoticeType>1</NegativeInformationNoticeType>
               <OrgEstablishedState>MO</OrgEstablishedState>
               <OrgDesc>National Banking Association</OrgDesc>
               <ResponsiblePartyUserName>Jim Burns</ResponsiblePartyUserName>
               <ResponsiblePartyUserTitle>Vice President</ResponsiblePartyUserTitle>
               <ExecutionCounty>Springfield</ExecutionCounty>
               <ExecutionState>MO</ExecutionState>
               <OrgRoutingNumber>081021971</OrgRoutingNumber>
               <TaglineBarcodeDesc>Tag Line 1</TaglineBarcodeDesc>
            </Txn>]]></b:Txn>
         </EndSessionResult>
      </EndSessionResponse>
   </s:Body>
</s:Envelope>